What we do

Employee Benefits

Open enrollment is a daunting and confusing process for everyone involved — HR, the employees, and whoever ends up chasing the paper forms. It does not have to be. With the right plan design and online enrollment behind it, the whole cycle gets shorter and cheaper.

Small group, large group, fully insured, self-funded

We have over 35 years of experience as an Employee Benefits Consultant, and we work across the whole range: small group, large group, both fully insured and self-funded arrangements.

Beyond medical, we place dental, vision, hearing, long-term care, specified disease and hospital indemnity plans, plus life and annuity packages for key people and for the group as a whole.

A free benefits and HR website for every group client

We offer our customers a free employee benefit and human resources website, customized for your company and your employees. All of our group employee benefits clients receive this offer, with no limit on size.

By working with an agent who provides an online employee benefits website, you get the best of both worlds year-round: one-on-one personalized service, and easily accessible online benefits information whenever your employees need it.

What online enrollment changes

Every step of the benefits management process is automated, which removes paper-based processes, improves accuracy, and lowers the overall cost of providing these benefits.

Employees self-enrol, review their benefits data, report life-event changes, compare costs and coverage against last year's elections, and receive email confirmations. Elections apply to employee records automatically.

HR sees enrollment status in real time, can generate detailed cost reports, and can send reminders to the employees who haven't finished yet — rather than finding out in January.

What online enrollment gives your HR team

  • A shorter enrollment cycle with less administrative overhead
  • Employee self-service for elections, benefits data and life events
  • Side-by-side comparison of new offerings against previous elections
  • Automatic application of elections to employee records
  • Email confirmations detailing each employee's elections
  • Real-time participation reporting and automated reminders
  • Detailed reporting on the cost of employee benefits

Related reading

Articles on Employee Benefits

Questions about Employee Benefits?

Using Rusty von Sternberg as your agent of record costs exactly the same as buying direct — and you get quotes from over 30 carriers, annual rate shopping, and claims help for free.